Customer initiated payments with saved cards

When charging a customer, where the customer is present in the payment flow (Customer Initiated Transaction), coming PSD2 regulations require that the card holder is strongly authenticated (e.g. 3D Secure), except for some exemption cases. Read more about PSD2 here: https://blog.reepay.com/psd2-strong-customer-authentication/ This will affect the use of saved cards for easy checkouts, as the card cannot be used without Strong Customer Authentication (SCA) in the card holder present scenario.

To remedy this, Reepay Checkout now offers an option to start a checkout charge session with a saved card (card-on-file). The customer will be sent directly to Strong Customer Authentication and directly back afterwards with success or error indication. In some cases SCA is not necessary, so the customer will not be prompted with any request for information during the payment session. See: https://docs.reepay.com/reference#card-on-file

Notice that Merchant Initiated Transactions, that is payments initiated by the merchant (or a party acting on behalf of the merchant - e.g. Reepay), where the customer is not present in the payment flow, are out-of-scope for SCA. In this scenario payments with saved cards can still be performed using the Charge API (https://reference.reepay.com/api/#charge).

Cheers, Reepay

PayPal

Reepay now supports PayPal as a payment method for one-off payments.

According to several surveys, 59% of PayPal users have abandoned a transaction because PayPal wasn’t there.

Businesses can establish trust with consumers by offering preferred payment methods; 44% are more likely to trust and shop with businesses with a preferred payment provider and good payments process.

To setup PayPal follow this help article: https://intercom.help/reepay/en/articles/3315950-how-to-configure-paypal

Cheers, Reepay

Dunning grace period

Dunning plans can now be configured with an optional grace period before the dunning process starts. During the grace period retrying will be performed if the payment method has suffered a potentially recoverable soft decline, e.g. insufficient funds. It can be configured if dunning should start immediately for irrecoverable hard declines, e.g. expired credit card.

The grace period can be configured for dunning plans in the Administration: Configuration → Dunning Management

Cheers, Reepay

Support for Klarna Pay Later and Klarna Pay Now

Reepay now supports Klarna Pay Later and Klarna Pay Now as payment types for one-off payments. Contact Reepay support at support@reepay.com to get started with Klarna payments.

Cheers, Reepay

Forbrugsforeningen card

Reepay now supports Forbrugsforeningen card type with Acquirer Nets.

Subscription discount searching

It is now possible to search for subscriptions with certain discounts in the Administration and with the API.

Subscriptions can be searched by providing subscription discount handle or discount handle. When providing subscription discount handle all subscriptions with an attached subscription discount with that handle will be returned. When providing discount handle all subscriptions with subscription discounts created from the referenced discount will be returned.

Both in the Administration and through the API it can be defined whether to only return subscriptions for which the subscription discount is still active.

In the Administration a custom filter can be made to search with discount. The API documentation can be found here: https://reference.reepay.com/api/#get-list-of-subscriptions

Cheers, Reepay

Resource metadata

Reepay introduces resource metadata. It is now possible to store JSON metadata for the following resources:

  • Customer
  • Subscription
  • Plan
  • Add-on
  • Invoice

Metadata can be used to store additional resource data important to your business. E.g. shoe size for customer or product entitlement on a plan. Read more about it in our API documentation: https://reference.reepay.com/api/#metadata

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